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VIP Cardholder Benefits

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No Annual Fee1

Get these benefits with no annual fee1

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No down payment2

At time of purchase with special financing

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convenient monthly payments

6, 12, and 60 months special financing on qualifying purchases³

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Up to $500 in statement credits4

Earn a statement credit on a qualifying purchase when shopping participating events

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vip access to special events5

Early access to sales, and exclusive cardholder-only savings

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free upgrade to same day delivery6

Get your order faster with a free upgrade on in-stock orders

PAYMENT CALCULATOR

SPECIAL FINANCING

PAYMENT CALCULATOR

Need help planning your budget? Use the Synchrony Bank calculator to get an idea of your monthly payments.
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Frequently Asked Questions

General Questions
New Customers
Existing Customers

Does CITY HOME have its own credit card as a financing option?

Yes, we have the CITY HOME VIP Credit Card.

What is the CITY HOME VIP Credit Card? Where can it be used?

 
 
CITY HOME offers customers a credit card through Synchrony Bank with a revolving credit limit to use again and again at cityhome.com, at CITY HOME retail locations, and at Ashley HomeStore showrooms in Fort Myers, Miami, and West Palm Beach media markets. Find a CITY HOME showroom to use the CITY HOME VIP Credit Card.
 
 

How do I apply for the CITY HOME VIP Credit Card?

You can apply online or at any of our participating retailer locations. Click here to apply online or here to find your nearest participating store location.

Do I need to start making my payments before receiving the product?

Once your purchase has been completed at CITY HOME or participating Ashley HomeStore locations, that promotional purchase balance will appear on your next billing statement, and you will be required to make the (minimum) monthly payments per your financing promotion.

Unlock Exclusive Savings with the CITY HOME VIP Credit Card


Take your furniture shopping experience to the next level with the CITY HOME VIP Credit Card. Enjoy special financing options, exclusive rewards, and no-interest plans, making it easier to furnish your home with premium pieces. Apply today and get immediate access to exclusive offers tailored just for cardholders. Plus, earn rewards with every purchase to make your next shopping trip even more affordable.


Whether you're updating a single room or furnishing your entire home, CITY HOME Store has everything you need to create the perfect space.  Apply now and transform your space with ease while enjoying the best benefits available!